[eluser]ray73864[/eluser]
that's one of the reasons we do it, the framework we use at work only has the ability to read the html files from the database, but we have versioning, for instance i can go back in time and view every change ever made to the quote file.
It also allows us to set a version that supersedes another version based on time, so we have start date/times and end date/times for the html files (often we just have the start date/time since a previous file will end when a new one starts).
The framework also loads up html files based on other selectors too, such as language (english, spanish, etc...), plus it can load up html files based on device (Internet Explorer, Firefox, Palm Device, etc...) and on user-agent (IE6, IE7, IE8, FF2, FF3, FF3.5, etc...) and 2 other selectors that we don't use.
