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INSERT INTO `applicants_policy` (`applicants_policy_id`, `applicants_policy_no`, `applicants_id`, `policy_id`, `insured_name`, `sum_of_insured`, `premium`, `currency_id`, `start_date`, `end_date`, `policy_condition_en`, `policy_condition_dr`, `policy_condiotion_made`, `status`, `city_id`) VALUES ('109', 'F-109109271220', '109', '1', 'professional course', '612000', '4384', '1', '1609011000', '1640547000', '<p style=\"text-align: justify;\"><span style=\"font-size: 6pt; color: #000000;\">THIS POLICY OF INSURANCE WITNESSETH that in consideration of the insured name in the schedule hereto paying to the AFGHAN NATIONAL INSURANCE COMPANY of KABUL(hereinafter called the Company) the FIRST PREMIUM mentioned in the said Schedule.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">THE COMPANY hereby agrees with the Insured (subject to the conditions contained herein or endorsed or otherwise expressed hereon which Conditions shall so far as the nature of them Respectively will permit be deemed to be Conditions precedent to the right of the Insured to recover hereunder) that if after payment of the premium the property insured described in the said Schedule or any part thereof be destroyed or damaged by Fire at any time before four o&rsquo;clock in the afternoon of the last day of the period of insurance named in the said Schedule or at any time afterwards so long as the Insured or his Representative in Interest (provided that the interest in this policy be assigned by and with the consent of the Company, but not otherwise) shall pay to the Company and it shall accept the premium required for the renewal of this policy on of before the said last-mentioned date and on or before the expiration of any subsequent period for which this policy shall be stated in the Renewal Receipt to be renewed, the Company shall pay or make good all such Loss or Damage.</span><br /><span style=\"font-size: 6pt; color: #000000;\">PROVIDED THAT the liability of the Company shall in no case exceed in respect of each item the sum expressed in the said schedule to be insured thereon or in the whole the total sum insured hereby or such other sum or sums as may be substituted therefore by memorandum hereon or attached hereto signed by or on behalf of the Company.</span><br /><span style=\"font-size: 6pt; color: #000000;\">&nbsp;Loss or Damage to property occasioned by Lighting will be deemed to be Loss or Damage by Fire under the conditions of this policy.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">In Witness whereof I on behalf of the said Company have hereunto subscribed my name. </span><br /><br /><span style=\"font-size: 6pt; color: #000000;\"><strong>Fir &amp; Accident Insurance Manager&nbsp;</strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<strong>President</strong></span><br /><br /><br /><span style=\"font-size: 6pt; color: #000000;\">THE CONDITIONS UPON WHICH THIS INSURANCE IS GRANTED:-</span><br /><span style=\"font-size: 6pt; color: #000000;\">1.&nbsp;&nbsp; &nbsp;If there be any material misdescription of any of the property hereby insured, or of any building or place in which such property is contained, or any misrepresentation as to any fact material to be known for estimating the risk, or any omission to state such fact, the Company shall not be liable upon this policy so far as it relates to property affected by any such misdescription, misrepresentation or omission.</span><br /><span style=\"font-size: 6pt; color: #000000;\">2.&nbsp;&nbsp; &nbsp;No payment in respect of any premium shall be deemed to be payment to the Company unless a printed from of receipt for the same signed by an Official or duly appointed Agent of the Company shall have been given to the Insured.</span><br /><span style=\"font-size: 6pt; color: #000000;\">3.&nbsp;&nbsp; &nbsp;The Insured shall give notice to the Company of any Insurance or insurances already effected, or which may subsequently be effected, covering any of the property hereby insured, and unless such notice be given and the particulars of such insurance or insurances be stated in or endorsed on this Policy by or on behalf of the Company before the occurrence of any loss or damage, all benefit under this policy shall be forfeited.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">4.&nbsp;&nbsp; &nbsp; All insurance under this Policy.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(1)&nbsp;&nbsp; &nbsp;on any building or part of any building,</span><br /><span style=\"font-size: 6pt; color: #000000;\">(2)&nbsp;&nbsp; &nbsp;on any property contained in any building,</span><br /><span style=\"font-size: 6pt; color: #000000;\">(3)&nbsp;&nbsp; &nbsp;on rent or other subject matter of insurance in respect of or in connection with any&nbsp; building or any property contained in any building,</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">Shall cease immediately upon any fall or displacement</span><br /><span style=\"font-size: 6pt; color: #000000;\">(a)&nbsp;&nbsp; &nbsp;of such building or of any part thereof,</span><br /><span style=\"font-size: 6pt; color: #000000;\">(b)&nbsp;&nbsp; &nbsp;of the whole or any part of any range of building or of any structure of which such building forms part,</span><br /><span style=\"font-size: 6pt; color: #000000;\">PROVIDED that such fall or displacement is of the whole or a substantial or important part of such building or impairs the usefulness of such building or any part thereof or leaves such building or any part thereof or any property contained therein subject to increased risk of fire or is otherwise material.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">AND PROVIDED that such fall or displacement is not caused by fire, loss or damage by which is covered by this policy or would be covered if such building, range of buildings or structure were insured under this Policy.</span><br /><span style=\"font-size: 6pt; color: #000000;\">In any action, suit or other proceeding, the burden of proving that any fall or displacement is caused by fire as aforesaid shall be upon the Insured.</span><br /><span style=\"font-size: 6pt; color: #000000;\">5.&nbsp;&nbsp; &nbsp;(I) This Insurance does not cover.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(a)&nbsp;&nbsp; &nbsp;Loss by&nbsp; theft during or after the occurrence of a fire</span><br /><span style=\"font-size: 6pt; color: #000000;\">(b)&nbsp;&nbsp; &nbsp;Loss or damage to property occasioned by its own fermentation, natural heating or spontaneous combustion (except as may be provided in accordance with Condition 7(f)) or by its undergoing any heating or drying process.</span><br /><span style=\"font-size: 6pt; color: #000000;\">©&nbsp;&nbsp; &nbsp;Loss or damage occasioned by or through or in consequence of.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(i)&nbsp;&nbsp; &nbsp;The burning of property by order of any public authority.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(ii)&nbsp;&nbsp; &nbsp;Subterranean Fire.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(d)&nbsp;&nbsp; &nbsp;Loss or damage directly or indirectly caused by or arising from or in consequence or contributed to by nuclear weapons material.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">5.&nbsp;&nbsp; &nbsp;(II) This insurance does not cover loss or damage directly&nbsp; or indirectly caused by or arising&nbsp;&nbsp; &nbsp;</span><br /><span style=\"font-size: 6pt; color: #000000;\">from or in consequence of or contributed to by ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purposes of this Condition 5 (II) only combustion shall include any self-sustaining process of nuclear fission.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">6.&nbsp;&nbsp; &nbsp;This insurance does not cover any Loss or damage occasioned by or through or in consequence, directly or indirectly, of any of the following occurrence, namely.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(a)&nbsp;&nbsp; &nbsp;Earthquake, volcanic eruption or other convulsion of nature.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(b)&nbsp;&nbsp; &nbsp;Typhoon, hurricane, tornado, cyclone or other atmospheric disturbance.</span><br /><span style=\"font-size: 6pt; color: #000000;\">©&nbsp;&nbsp; &nbsp;War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be&nbsp;&nbsp; declared or not), civil war.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(d)&nbsp;&nbsp; &nbsp;Mutiny, riot, military or popular arising, insurrection, rebellion, revolution, military or&nbsp; usurped power, martial law or state siege or any of the events or causes which&nbsp; determine the proclamation or maintenance of martial law or state of siege.</span><br /><span style=\"font-size: 6pt; color: #000000;\">&nbsp; &nbsp; &nbsp; &nbsp; Any loss or damage happening during the existence of abnormal conditions (whether physical or otherwise) which are occasioned by or through or in consequence, directly or indirectly, of any of the said occurrences shall be deemed to be loss or damage which is not covered by this insurance, except to the extent that the Insured shall prove that such loss or damage happened independently of the existence of such abnormal conditions.</span><br /><span style=\"font-size: 6pt; color: #000000;\">In any action, suit or other proceeding where the company alleges that by reason of the provision of this condition any loss or damage is not covered by this insurance, the burden of proving that such loss or damage is covered shall be upon the Insured.</span><br /><span style=\"color: #000000;\"><!-- pagebreak --></span><br /><span style=\"font-size: 6pt; color: #000000;\">7.&nbsp;&nbsp; &nbsp;Unless otherwise expressly stated in the policy this insurance does not cover.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(a)&nbsp;&nbsp; &nbsp;Goods held in trust or on commission</span><br /><span style=\"font-size: 6pt; color: #000000;\">(b)&nbsp;&nbsp; &nbsp;Bullion or unset precious stones.</span><br /><span style=\"font-size: 6pt; color: #000000;\">©&nbsp;&nbsp; &nbsp;Any curiosity or work of art for an amount exceeding &pound;20.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(d)&nbsp;&nbsp; &nbsp;Manuscripts, plans, drawing, or designs. Patterns, models or moulds.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(e)&nbsp;&nbsp; &nbsp;securities, obligations, or documents of any kind, stamps, coined or paper money, cheques,&nbsp; books of account or other business books, computer system records.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(f)&nbsp;&nbsp; &nbsp;Coal, against loss or damage occasioned by its own spontaneous combustion.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(g)&nbsp;&nbsp; &nbsp;Explosives.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(h)&nbsp;&nbsp; &nbsp;Any loss or damage occasioned by or through or in consequence of explosion, but loss or damage by explosion of gas used for illuminating or domestic purposes in a building in which gas is not generated and which does not form part of any gas works, will be deemed to be loss by fire within the meaning of this policy.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(i)&nbsp;&nbsp; &nbsp;Any loss or damage occasioned by or through or in consequence of the burring, whether accidental or otherwise, of forests, bush prairie, pampas or jungle, and the clearing of lands by fire.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">8.&nbsp;&nbsp; &nbsp;Under any of the following circumstances the insurance ceases to attach as regards the property affected unless the Insured, before the occurrence of any loss or damage, obtains the sanction of the Company signified by endorsement upon the policy, by or on behalf of the Company.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(a)&nbsp;&nbsp; &nbsp;If the trade or manufacture carried on be altered, or if the nature of the occupation of or other circumstances affecting the building insured or containing the insured property be changed in such a way as to increase the risk of loss or damaged by fire. </span><br /><span style=\"font-size: 6pt; color: #000000;\">(b)&nbsp;&nbsp; &nbsp;If the building insured or containing the insured property becomes unoccupied and so remains for a period of more than 30days.</span><br /><span style=\"font-size: 6pt; color: #000000;\">©&nbsp;&nbsp; &nbsp;If property insured be removed to any building or place other than that in which it is herein stated to be insured.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(d)&nbsp;&nbsp; &nbsp;If the interest in the property insured pass from the Insured otherwise than by will or operation of law.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">9.&nbsp;&nbsp; &nbsp;This insurance does not cover any loss or damage to property which, at the time of the happening of such loss or damage, is insured by or would, but for the existence of this policy, be insured by any Marine Policy or Policies except in respect of any excess beyond the amount which would have been payable under the Marine Policy or Policies had this insurance not been effected.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">10.&nbsp;&nbsp; &nbsp;This insurance may be terminated at any time at the request of the insured, in which case the Company will retain the customary short period rate for the time the policy has been in force.</span><br /><span style=\"font-size: 6pt; color: #000000;\">This insurance may also at any time be terminated at the option of the Company, on notice to that effect being given to the Insured, in which case the Company shall be liable to repay on demand a ratable proportion of the premium for the unexpired term from the date of the concealment.</span><br /><br /><span style=\"font-size: 6pt; color: #000000;\">11.&nbsp;&nbsp; &nbsp;On the happening of any loss or damage the Insured shall forthwith give notice thereof to&nbsp;&nbsp;&nbsp;&nbsp; the Company, and&nbsp; shall within&nbsp; 15&nbsp; days after the loss or damage, or such&nbsp; further&nbsp; time as the </span><br /><span style=\"font-size: 6pt; color: #000000;\">Company may in writhing allow in that behalf, deliver to the Company.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(a)&nbsp;&nbsp; &nbsp;A claim in writing for the loss and damage containing as particular an account as may be reasonably practicable of all the several articles or items of property damaged or destroyed, and of the amount of the loss or damage thereto respectively, having regard to their value at the time of the loss or damage, not including profit of any kind.</span><br /><span style=\"font-size: 6pt; color: #000000;\">(b)&nbsp;&nbsp; &nbsp;Particulars of all other insurances, if any </span><br /><span style=\"font-size: 6pt; color: #000000;\">The Insured shall also at all times at his own expense produce, procure and give to the Company all such further particulars, plans, specifications, books, vouchers, invoices, duplicates or copies thereof, documents, proofs and information with respect to the claim and the origin and cause of the fire and the circumstances under which the loss or damage occurred, and any matter touching the liability or the amount of the liability of the Company as may be reasonably required by or on behalf of the Company together with a&nbsp;&nbsp;&nbsp; declaration or other legal form of&nbsp; the truth of the claim and of any&nbsp; matters connected</span><br /><span style=\"font-size: 6pt; color: #000000;\">therewith. No claim under this policy shall be payable unless the terms of this condition have been complied with.&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</span><br /><span style=\"font-size: 6pt; color: #000000;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</span><br /><span style=\"font-size: 6pt; color: #000000;\">12.&nbsp;&nbsp; &nbsp;On the happening of any loss or damage to any of the property Insured by this policy, the &nbsp;</span><br /><span style=\"font-size: 6pt; color: #000000;\">Company may.</span><br /><span style=\"font-size: 6pt; color: #000000;\">a)&nbsp;&nbsp; &nbsp;Enter and take and keep possession of the building or premises where the loss or damage has happened.</span><br /><span style=\"font-size: 6pt; color: #000000;\">b)&nbsp;&nbsp; &nbsp;Take possession of or require to be delivered to it any property of the Insured in the building or on the premises at the time of the loss or damage.</span><br /><span style=\"font-size: 6pt; color: #000000;\">c)&nbsp;&nbsp; &nbsp;Keep possession of any such property and examine, sort arrange, remove,or otherwise&nbsp;&nbsp;&nbsp;&nbsp; deal with the same.</span><br /><span style=\"font-size: 6pt; color: #000000;\">d)&nbsp;&nbsp; &nbsp;Sell any such property or dispose of the same for account of whom it may concern.</span><br /><span style=\"font-size: 6pt; color: #000000;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The powers conferred by this condition shall be exercisable by the Company at any time until notice in writing is given by the Insured that he makes no claim under the policy or, if any claim is made, until such claim is finally determined or withdrawn, and the Company shall not by any act done in the exercise or purported exercise of its powers hereunder, incur any liability to the Insured or diminish its right to rely upon any of the conditions of this policy in answer to any claim.</span><br /><span style=\"font-size: 6pt; color: #000000;\">If the Insured or any person on his behalf shall not comply with the requirements of the Company or shall hinder or obstruct the Company in the exercise of its powers hereunder, all benefit under this policy shall be forfeited.</span><br /><span style=\"font-size: 6pt; color: #000000;\">The insured shall not in any case be entitled to abandon any property to the Company whether taken possession of by the Company or not.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"font-size: 6pt; color: #000000;\">13.&nbsp;&nbsp; &nbsp;If the claim be in any respect fraudulent, or if any false declaration be made or used in support thereof, or if any fraudulent means or devices are used by the Insured or any one acting on his behalf to obtain any benefit under this Policy ; or if the loss or damage be occasioned by the willful act, or with the connivance of the insured; or,&nbsp; if the claim be made and rejected and an action or suite be not commenced within three months after such rejection, or ( in case of an arbitration taking place in pursuance of 18th&nbsp; condition of this policy) within three months after the arbitrator or arbitrators or umpire shall have made their award, all benefit under this policy shall be forfeited.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"font-size: 6pt; color: #000000;\">14.&nbsp;&nbsp; &nbsp;The Company may at its option reinstate or replace the property damaged or destroyed, or any part thereof, instead of paying the amount of the loss or damage, or may join with any other Company or Insurers in so doing, but the Company shall not be bound to reinstate exactly or completely, but only as circumstances permit and in reasonably sufficient manner, and in no case shall the Company be bound to expend more in reinstatement than it would have cost to reinstate such property as it was&nbsp; at the time of the occurrence of such loss or damage, nor more than the sum insured by the Company thereon.</span><br /><span style=\"font-size: 6pt; color: #000000;\">&nbsp; &nbsp; &nbsp; &nbsp; If the Company so elect to reinstate or replace any property the insured shall, at his own expense, furnish the Company with such plans, specification, measurements, quantities, and such other particulars as the Company may require, and no acts done, or caused to be done by the Company with a view to reinstatement or replacement shall be deemed an election by the Company to reinstate or replace.</span><br /><span style=\"font-size: 6pt; color: #000000;\">If in any case the company shall be unable to reinstate or repair the property hereby insured, because of any municipal or other regulations in force affecting the alignment of streets, or the construction of building or otherwise, the Company shall, in every such case, only be liable to pay such sum as would be requisite to reinstate or repair such property if the same could lawfully be reinstated to its former condition.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"font-size: 6pt; color: #000000;\">15.&nbsp;&nbsp; &nbsp;The Insured shall, at the expense of the Company do, and concur in doing, and permit to be done, all such acts and things as may be necessary or reasonably required by the company for the purpose of enforcing any rights and remedies, or of obtaining relief or indemnity from other parties to which the Company shall be or would become entitled or subrogated, upon its paying for or making good any loss or damage under this Policy, whether such acts and things shall be or become necessary or required before or after his indemnification by the Company.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"font-size: 6pt; color: #000000;\">16.&nbsp;&nbsp; &nbsp;If at the time of any loss or damage happening to any property herby insured, there be any other subsisting insurance or insurances, whether effected by the Insured or by any other person or persons, covering the same property, this Company shall not be liable to pay or contribute more than its ratable proportion of such loss or damage,</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"font-size: 6pt; color: #000000;\">17.&nbsp;&nbsp; &nbsp;If the property hereby insured shall, at the breaking out of any fire, be collectively of greater value than the sum insured thereon, then the Insured shall be considered as being his own insurer for the difference, and shall bear a retable proportion of the loss accordingly, Every item, if more than one, of the policy shall be separately subject to this condition.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"font-size: 6pt; color: #000000;\">18.&nbsp;&nbsp; &nbsp;If any difference arises as to the amount of any loss or damage such difference shall </span><br /><span style=\"font-size: 6pt; color: #000000;\">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Independently of all other questions be referred to the decision of an arbitrator, to be appointed in writing by the parties in difference, or, if they cannot agree upon a single arbitrator, to the decision of two disinterested persons as arbitrators, of whom one shall be appointed in writing by each of the parties within two calendar months after having been required so to do in writing by the other party. in case either party shall refuse or fail to appoint an arbitrator within two calendar months after receipt of notice in writing requiring an appointment, the other party shall be at liberty to appoint a sole arbitrator; and in case of disagreement between the arbitrators, the differences shall be referred to the decision of an umpire who shall have been appointed by them in writing before entering on the reference and who shall sit with the arbitrators and preside at their meetings. The death of any party shall not revoke or affect the authority or powers of the arbitrator, arbitrators or umpire respectively, and in the event of the death of an arbitrator or umpire, another shall in each case be appointed in his stead by the party or arbitrators (as the case may be) by whom the arbitrator or umpire so dying was appointed. The costs of the reference and of the award shall be in the discretion of the arbitrator, arbitrators or umpire making the award. And it is herby expressly stipulated and declared that it shall be a condition precedent to any right of action or suit upon this policy that the award by such arbitrator, arbitrators or umpire of the amount or the loss or damage if disputed shall be first obtained.</span><br /><span style=\"font-size: 6pt; color: #000000;\">19.&nbsp;&nbsp; &nbsp;In no case whatever shall the Company be liable for any loss or damage after the expiration&nbsp;&nbsp; of twelve months from the happening of the loss or damage unless the claim is the subject&nbsp;&nbsp; of pending action or arbitration.</span><br /><span style=\"font-size: 6pt; color: #000000;\">20.&nbsp;&nbsp; &nbsp;Every notice and other communication to the Company required by these conditions must be written or printed.</span><br /><span style=\"font-size: 6pt; color: #000000;\">21.&nbsp;&nbsp; &nbsp;This policy is written in English and Persian. Both texts are equally valid, but if there should be any doubt as to the intention of the parties, it is noted that the English text has been used as a basis for the printed conditions of the policy.</span><br /><br /></p>', '<p dir=\"rtl\">سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;&nbsp;سلام کجا هستی&nbsp;&nbsp;سلام کجا هستی&nbsp;&nbsp;سلام کجا هستی&nbsp;</p>\r\n<p dir=\"rtl\">سلام کجا هستی&nbsp;</p>\r\n<p dir=\"rtl\">سلام کجا هستی&nbsp;</p>\r\n<p dir=\"rtl\">سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;</p>\r\n<p dir=\"rtl\">سلام کجا هستی&nbsp;</p>\r\n<p dir=\"rtl\">سلام کجا هستی&nbsp;</p>\r\n<p dir=\"rtl\">&nbsp;</p>\r\n<p dir=\"rtl\">سلام کجا هستی&nbsp;</p>\r\n<p dir=\"rtl\">سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;سلام کجا هستی&nbsp;</p>', '0', '1', '1');


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this is data which is stored in table field. i used ckeditor for client. but problem is here i cant restore client data to mysql . bcoz codignaiter is reading row by row my data. and my data contain multiple symbols. i cant excute query. can any one tell me the way to understand codignaiter that every row if there is symbol ; and the end of line then excute query, not its cut my query wherever they find ;
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