[eluser]InsiteFX[/eluser]
I'll bet it is not utf8!
MySQL defaults to latin1_swedish_ci and it will do this everytime you create a new databse!
phpMyAdmin
1) click on your database name
2) click on the operations tab on top
3) go to the bottom of screen and change your collation to utf8_unicode_ci
4) click save or go
But your problem could be an encoding problem!
InsiteFX